1 octobre 2009

Trahison En Vidéos États-Unis Hétu Watch

Glenn Beck explique comment les médias sont en train de trahir les Américains:

Il va de soi que les médias préféreront traiter Glenn Beck de démagogue plutôt que de se livrer à un véritable examen de conscience.

H/T: Philippe David

1 octobre 2009

Toilettes publiques ou toilettes privéee ? Économie En Citations Philosophie

Murray Rothbard

Murray Rothbard, figure majeure du mouvement libertarien, explique pourquoi les services gouvernementaux ne feront jamais le poids par rapport au secteur privé:

« On the free market, in short, the consumer is king, and any business firm that wants to make profits and avoid losses tries its best to serve the consumer as efficiently and at as low a cost as possible. In a government operation, in contrast, everything changes. Inherent in all government operation is a grave and fatal split between service and payment, between the providing of a service and the payment for receiving it. The government bureau does not get its income as does the private firm, from serving the consumer well or from consumer purchases of its products exceeding its costs of operation. No, the government bureau acquires its income from mulcting the long-suffering taxpayer. Its operations therefore become inefficient, and costs zoom, since government bureaus need not worry about losses or bankruptcy; they can make up their losses by additional extractions from the public till. Furthermore, the consumer, instead of being courted and wooed for his favor, becomes a mere annoyance to the government someone who is ‘wasting’ the government’s scarce resources. In government operations, the consumer is treated like an unwelcome intruder, an interference in the quiet enjoyment by the bureaucrat of his steady income. »

1 octobre 2009

Qui régulera les régulateurs ? Économie En Chiffres États-Unis Récession Revue de presse

The Washington Post

FDIC Seeks Fees to Shore Up Reserve
The Washington Post

With banks failing faster than the government expected a few months ago, the federal agency that insures deposits on Tuesday called for a $45 billion cash infusion from the banking industry, seeking to raise additional funds needed to continue protecting deposits.

The Federal Deposit Insurance Corp. proposed that banks pay three-years worth of government fees by year’s end. Banks pay fees into the FDIC’s fund, which is used to protect depositors in case a bank fails.

The plan reflected the dire state of the banking industry even as the economy recovers. The FDIC increased its estimate on expected losses on bank failures over the next five years to $100 billion — $30 billion more than it projected just four months ago. Banks are still losing billions of dollars on troubled loans for homes and commercial real estate.

FDIC officials said that on Wednesday, the end of the third quarter, the fund is expected to go into the red, down from a $50 billion balance last year. Agency officials said it would be several weeks before they know exactly how low the fund would go.

In addition to the prepayment, the agency is also planning to increase its fees in 2011. Currently, banks pay 12 to 16 cents for every $100 they have on deposits. That would rise to 15 to 19 cents per $100.