The Obama administration is engaged in a broad push to make more home loans available to people with weaker credit, an effort that officials say will help power the economic recovery but that skeptics say could open the door to the risky lending that caused the housing crash in the first place.
President Obama’s economic advisers and outside experts say the nation’s much-celebrated housing rebound is leaving too many people behind, including young people looking to buy their first homes and individuals with credit records weakened by the recession. In response, administration officials say they are working to get banks to lend to a wider range of borrowers.
Housing officials are urging the Justice Department to provide assurances to banks, which have become increasingly cautious, that they will not face legal or financial recriminations. Officials are also encouraging lenders to use more subjective judgment in determining whether to offer a loan.
“If you were going to tell people in low-income and moderate-income communities and communities of color there was a housing recovery, they would look at you as if you had two heads,” said John Taylor, president of the National Community Reinvestment Coalition. “It is very difficult for people of low and moderate incomes to refinance or buy homes.”
On sait que la dernière récession a été causée par l’intervention du gouvernement qui a forcé les banques à faire des prêts hypothécaires.
Aujourd’hui, en remettant en place les mesures qui sont directement responsables de la dernière récession, Barack Obama fait la démonstration que son seul et unique talent consiste à lire un télésouffleur…
Et pendant ce temps, voici de quoi on parle au Hétutistan…