21 décembre 2009
21 décembre 2009

Compte chèque ou compte épargne ? Canada Économie En Chiffres Québec

Avec l’arrivée du temps des fêtes, c’est le retour de la cohue dans les centres commerciaux;  une période où l’on oublie les vertus de l’épargne et qui est souvent synonyme d’achat à crédit.

Voici comment a évolué le taux d’épargne depuis 1981:

L’évolution pour chaque province depuis 1981:

  • Alberta: -16,4%
  • Saskatchewan: -81,3%
  • Ontario: -82,1%
  • Manitoba: -85,9%
  • Nouveau-Brunswick: -86,9%
  • Québec: -88,1%
  • Terre-Neuve: -92,2%
  • Nouvelle-Écosse: -120,3%
  • Colombie-Britannique: -123,8%
  • Île-du-Prince-Édouard: -177,3%

Voici l’évolution du crédit à la consommation:

Lors des récessions du début des années 80 et 90, le crédit à la consommation s’est contracté.  Lors de la présente récession, grâce aux politiques irresponsables de la Banque du Canada, le crédit à la consommation a continué de croître.

De 2000 à 2009, le crédit à la consommation a augmenté de 97% alors que le revenu personnel disponible réel n’a augmenté que de 30%.

Pour citer l’économiste autrichien Ludwig von Mises:

Ludwig von Mises

« True, government can reduce the rate of interest in the short run. They can issue additional paper money. They can open the way to credit expansion by the banks. They can thus create an artifical boom and the appearance of prosperity. But such a boom is bound to collapse sooner or later and to bring about a depression. »

Statistique Canada
Tableau 384-0012; Tableau 176-0032

21 décembre 2009

Follow the money Coup de gueule Économie Environnement International Revue de presse

Questions over business deals of UN climate change guru Dr Rajendra Pachauri
The Daily Telegraph

No one in the world exercised more influence on the events leading up to the Copenhagen conference on global warming than Dr Rajendra Pachauri, chairman of the UN’s Intergovernmental Panel on Climate Change (IPCC) and mastermind of its latest report in 2007. Although Dr Pachauri is often presented as a scientist (he was even once described by the BBC as “the world’s top climate scientist”), as a former railway engineer with a PhD in economics he has no qualifications in climate science at all.

What has also almost entirely escaped attention, however, is how Dr Pachauri has established an astonishing worldwide portfolio of business interests with bodies which have been investing billions of dollars in organisations dependent on the IPCC’s policy recommendations.

These outfits include banks, oil and energy companies and investment funds heavily involved in ‘carbon trading’ and ‘sustainable technologies’, which together make up the fastest-growing commodity market in the world, estimated soon to be worth trillions of dollars a year. Today, in addition to his role as chairman of the IPCC, Dr Pachauri occupies more than a score of such posts, acting as director or adviser to many of the bodies which play a leading role in what has become known as the international ‘climate industry’.

It is remarkable how only very recently has the staggering scale of Dr Pachauri’s links to so many of these concerns come to light, inevitably raising questions as to how the world’s leading ‘climate official’ can also be personally involved in so many organisations which stand to benefit from the IPCC’s recommendations.